PASSFUTURES

Instant Funding review (2026)

Forex / CFD prop firm · Instant Funding. Here are the current rules, how tough this firm is to pass, and how to check your own odds.

At a glance — representative $100,000 account

Profit target
10%
Daily loss limit
3% of balance
Max drawdown
8% (static)
Pass difficulty
Easier
Profit split
80% base, up to 90%
Price from
$599

All 18 account types

Every Instant Funding account we track, with the exact rules each one is judged by. Run any of them through the simulator to see your odds.

AccountBalanceProfit targetDaily lossMax drawdownMin daysPrice
1-Step Challenge · 6 sizes
$5k 1-Step Challenge$5,000$500 (10%)$150 (3%)$400 static3$49
$10k 1-Step Challenge$10,000$1,000 (10%)$300 (3%)$800 static3$94
$25k 1-Step Challenge$25,000$2,500 (10%)$750 (3%)$2,000 static3$199
$50k 1-Step Challenge$50,000$5,000 (10%)$1,500 (3%)$4,000 static3$329
$100k 1-Step Challenge$100,000$10,000 (10%)$3,000 (3%)$8,000 static3$599
$200k 1-Step Challenge$200,000$20,000 (10%)$6,000 (3%)$16,000 static3$1,199
2-Step Challenge · 6 sizes
$5k 2-Step Challenge$5,000$400 (8%)$250 (5%)$500 static3$39
$10k 2-Step Challenge$10,000$800 (8%)$500 (5%)$1,000 static3$63
$25k 2-Step Challenge$25,000$2,000 (8%)$1,250 (5%)$2,500 static3$149
$50k 2-Step Challenge$50,000$4,000 (8%)$2,500 (5%)$5,000 static3$254
$100k 2-Step Challenge$100,000$8,000 (8%)$5,000 (5%)$10,000 static3$439
$200k 2-Step Challenge$200,000$16,000 (8%)$10,000 (5%)$20,000 static3$999
One-Phase Micro · 6 sizes
$5k One-Phase Micro$5,000$350 (7%)$200 (4%)$350 static0varies
$10k One-Phase Micro$10,000$700 (7%)$400 (4%)$700 static0varies
$25k One-Phase Micro$25,000$1,750 (7%)$1,000 (4%)$1,750 static0varies
$50k One-Phase Micro$50,000$3,500 (7%)$2,000 (4%)$3,500 static0varies
$100k One-Phase Micro$100,000$7,000 (7%)$4,000 (4%)$7,000 static0varies
$200k One-Phase Micro$200,000$14,000 (7%)$8,000 (4%)$14,000 static0varies

How the drawdown works

Instant Funding's max drawdown is fixed from your starting balance (the most forgiving type). 1-Phase and 2-Phase evaluations (static drawdown) plus an instant-funding product. Buyer discount via code AFF8533.

Pros

Cons

Will your trading pass Instant Funding?

A profitable trader can still fail the wrong firm. Simulate your win rate against Instant Funding's exact rules before you pay.

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